This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, accidental death and dismemberment insurance policies, and health and medical insurance policies. Cross-References. ? Establishments primarily engaged in reinsuring life insurance policies are classified in Industry 52413, Reinsurance Carriers; ? Legal entities (i.e., funds, plans, and/or programs) organized to provide insurance and employee benefits exclusively for the sponsor, firm, or its employees or members are classified in Industry Group 5251, Insurance and Employee Benefit Funds; and ? HMO establishments providing health care services are classified in Industry 62149, Other Outpatient Care Centers.